1/(1+0.04)^6
    (100+3.5)/(1+0.04/2)^0
    3.5+[(100+3.5)/(1+4%/2)^1]
    3.5+[3.5+100/(1+0.04/2)^0]
    3.5+[3.5+100/(1+0.04/2)^1]
    3.5+[3.5/(1+0.04/2)^1]+[3.5/(1+0.04/2)^2]+[3.5/(1+0.04/2)^3]+[(100+3.5)/(1+0.04/2)^4]
    3.5+[3.5/(1+0.04/2)^1]+[3.5/(1+0.04/2)^2]+[3.5/(1+0.04/2)^3]+[3.5/(1+0.04/2)^4]+[(100+3.5)/(1+0.04/2)^5]
    3.5+[3.5/(1+0.04/2)^1]+[3.5/(1+0.04/2)^2]+[3.5/(1+0.04/2)^3]+[3.5/(1+0.04/2)^4]+[(100+3.5)/(1+0.04)^5]
    3.5+3.5/(1+0.04)^0.5+103.5/(1+0.04)^1
    3.5+3.5/(1+0.04)^0.5+103.5/(1+0.04)^0.5
    3.5+3.5/(1+0.04)^0.5+100/(1+0.04)^0.5
    3.5/(1+4%/2)^1+100/(1+4%/2)^1
    3.5/(1+4%/2)^0.5+100/(1+4%/2)^0.5
    7%/2/(1+5%/2)^0.5+100/(1+4%/2)^0.5
    7%/2/(1+4%/2)^1+7%/2/(1+4%/2)^2+7%/2/(1+4%/2)^3+7%/2/(1+4%/2)^4+7%/2/(1+4%/2)^5+7%/2/(1+4%/2)^6+100/(1+4%/2)^6
    7%/2/(1+4%/2)^6+100/(1+4%/2)^6
    7%/2/(1+4%/2)^0.5+100/(1+4%/2)^1
    7%/2/(1+4%/2)^1+100/(1+4%/2)^1
    -lg（3×10^（-8））
    7%/2/(1+4%/2)^0.5+100/(1+4%/2)^0.5

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